PayPal is the biggest channel for paying and receiving money when you work online, the fact that it can be used with debit Payoneer card is very convenient. Some of amateur freelancers are usually very frustrated when they find that PayPal does not work with their local banks and therefore their funds are locked in, or they pay very expensive 3rd party services to access their money. Due to this, the freelancers lose out on a number of projects that could scale their freelancing career to a new height. But do not let a small thing as this, bog you down.

It is more than two years in which PayPal extend their service to Nigeria and 9 other countries. But I don't know the reason why PayPal not yet remove the restrictions on other features, especially the ability to receive fund/payment i.e Nigeria PayPal cannot receive fund/payment.

Nigerians and other non supported countries still looking for the option of opening other countries PayPal account, especially that of the USA which is the best of all. Many Nigerians have been opening USA PayPal account, although some got it right while some got it wrong and get banned at the end.

There are lots of information on the internet on how to open and verify a USA PayPal account, but most of them are either outdated or useless. In respect to this, I've decided to come up with this latest information on how to open a PayPal account outside of giving countries and how to verify PayPal account all over the world, this method work on all countries.

Needed Materials
1. A valid new email address
2. An active Payoneer US virtual Bank Account or Master Card
3. USA Citizen Profile
4. A VPN (Any VPN with a steady US IP address will do)

Before we start, hope you have got a Payoneer account else visit Payoneer.com and create your Payoneer account. You will be given a US Payment Service Information such as Bank Name, Routing Number, Account Number and Account Type. Payoneer comes as an angel in disguise to help you receive money from any part of the globe when other techniques fail. And guess what, you don’t have to pay a single extra penny for that.
Affiliate Bonus: Sign Up for Payoneer
Click here to earn $25.

If you Sign UP for Payoneer through an affiliate, you will get a $25 bonus and someone who referred you will get the same bonus. However, you will only get this amount after you get the first payment of $100 through the card.
Now, go to fakenamegenerator.com and Sign in using your Google+ account. Click on the Gender and select your gender (Male or Female), leave Name set to ‘American’ and Country to United States and click on the ‘Generate’ button to generate a US citizen profile.
When the US citizen profile has been generated, click on ‘Save this name’ to save the profile with your Google account so you can provide same profile if ever PayPal requires it in the future.
Then write down the Address, Zip code, Phone Number and SSN from the generated profile. The name won’t be needed though since you will be opening the account with your own name.

Now you need to create a special gmail account or yahoo as the case may be. Be careful, don’t ever use this special email for any other thing online just for PayPal only be warned.

Make sure your VPN is up and running, I normally use premium ExpressVPN though, and ensure to use ONLY USA server address. You can use ip2location.com to confirm your IP location.

Now, visit Paypal.com and click on the Sign Up link and create an account there. Fill in your detail, space for email (write the special email you just opened) and don't forget to choose the United State as your Country or region. Fill the rest of the form and ensure to use the same names you used on your Payoneer account on PayPal as well.

Use the address, phone number and Zip code you got from the generated profile. On completion a verification link will be emailed to you. Click on the ‘Yes, this is my email’ button on the email sent to you to begin the activation of your PayPal account.

Verified PayPal account provides comfort and token of credibility to your employer who is going to pay you in near future. There are two ways through which you can link and verify your PayPal account with Payoneer and they are:
  • By adding your Payoneer card to PayPal; and
  • By adding Bank account number and routing number given to you by Payoneer to PayPal.
Verifying your PayPal with Payoneer Bank account number will give you access to transfer money from PayPal to Payoneer and withdraw your money without any much stress.

How to Link Payoneer Master Card to PayPal Account
1. Make sure that you have some funds in your Payoneer Master Card, at least $22. Go to your PayPal account and then to the account profile
3. From the drop down menu, choose Link a card

4. Type the sixteen digits of your card numbers
5. Enter the expiry date of the card in the next text box
6. Type your CVV (CSC) number. This 3-digit number on the back of your card
7. You should see your billing address there automatically and if not, enter it.
8. Click Save and you are done.
9. Once the Payoneer Master card connected, your PayPal will be verified with 60% bar and you can start using it to receive and make payments online.

Adding Bank Account Number and Routing Number Given to You by Payoneer
This is another way of verifying and linking your Payoneer account with PayPal. This works even when you do not have any money in your Payoneer Master card. To verify and Link your Payoneer account with PayPal, follow the instruction below:
1. Login to your U.S PayPal account
2. Drag the pointer to the right hand of your homepage or dashboard and hover it on “profile” or on Confirm your account as it may appear.
3. Choose Link a card
4. Select Bank of America

5. Then scroll down and click on 'Enter account number manually instead'.

6. Select Checking as your account type
7. Enter the Bank details that you had received from Payoneer US Payment Service, like Account number and Routing number. (You can also get this info by login to your Payoneer account, from the home page, click 'Global Payment Service'. You will see the needed detail there).

8. Then click on 'Agree and Link' button. This will take 2-3 business days to get processed.
9. Small cents will be sent into your Payoneer account by PayPal

10. You are expected to login to your PayPal and enter the cents in the correct spaces provided to you by PayPal
Once you are able to do this correctly, your Payoneer account becomes linked and verified with PayPal! Now, you will be able to transfer the money paid into your PayPal to the US bank, which you added and you can withdraw it in your local bank through your Payoneer Master Card.

Warnings: Always ensure to use a US IP address while accessing your US PayPal account.
Dedicate one browser for this alone, otherwise clear your browser cache and cookies always before login to your US PayPal Account. I'm using UC Browser for my Payoneer and PayPal alone.

Post a Comment Blogger

  1. Long process bt i will surely need it one day thanks

    ReplyDelete
  2. Shelaf o, badass guy, u made my day with this post.
    Does the zip code include the two alphabets before the numbers? Again, I didn't get the info about cent transfer and where to lodge it on Payoneer right.

    ReplyDelete
  3. Thanks Bro. just did mine and am expecting to received the token amount in my payoneer account.

    ReplyDelete
  4. Nice one sir, what if i receive money to my PayPal account from US, how will i get my money to Nigeria? Please put me through

    ReplyDelete
    Replies
    1. Once you have linked your PayPal acct with your Payoneer account, you will be able to withdraw your PayPal money into your Payoneer account, then you can use your Payoneer master card to withdraw your money from your local ATM machine.

      Delete
    2. Funsho, always verify information before you forward it to to ur readers. This PayPal post is false. My payoneer global payment service is disabled as a result of using it to verify a USA PayPal nonsense. Now, you ain't if bold enough to answer questions thrown at you. You really have to apologize and delete this deceitful post.

      Delete
  5. Bro, I did this 2 weeks ago but the problem is mobile number verification.
    If you don't verify your mobile number your will not be able to withdraw more than $500 per month according to my research. But I opened the account for someone who will be expecting more than $500 per month.
    My question is this: how can we verify the mobile number without any dime?

    I represent helyzakande.com

    ReplyDelete
    Replies
    1. U are welcome and thanks for your wonderful contribution.
      Issue of verifying mobile number without paying a dime is the major problem we have. The available method I know is to buy a USA number for a small amount of money and get a monthly subscription. the virtual number can forward call to your local number at any country. this will help you for PayPal verification call and get the code to verify it at any time. But I believed, lots of expert are here with us, let here there contributions.

      Delete
    2. Really I don't think you have to spend a dime trying to get a u.s number verification for PayPal.

      Here you have two options which include using online services. A website that gives u a free number that you will give to PayPal and receive the text from its dashboard. Can't remember the website name for now but google is your friend.

      And secondly,you can create a free USA phone number with the aid of this article here.

      Delete
  6. Thanks. That means I will purchase the US phone number with $9.99.
    No problem. Thanks you once again.

    http://helyzakande.com

    ReplyDelete
  7. Please can you share the US phone number service site?

    ReplyDelete
  8. this tip is very very very helpful

    ...but the amount that payoneer won't it affect the amount that PayPal will pay when using payonner to debit?

    thanks

    ReplyDelete
  9. im still trying to set up the payoneer account. stucked at where im asked to put in an account number, routing number and password. any help please

    ReplyDelete
  10. breaking it down
    for instance
    using payoneer to debit may be #129 to a dollar
    while PayPal will pay #230
    if PayPal is now attached or linked to payoneer, won't it affect
    thanks

    ReplyDelete
  11. you dont need to keep spending money on vpn what you need to do is use nigerian normal ip and create it using link to usa paypal accout which you can get online. with this method you can sign up as usa and run it normal with your normal network you dont need to change your ip. but know that if you use free browsing or any stupid thing to do it they will block it.

    ReplyDelete
  12. Will i be able to link my Nigerian based payoneer account to the Paypal account with US citizen profile.

    ReplyDelete
    Replies
    1. yes you can. You do not have to worry because the Payoneer detail allocated to you is for a US bank account, so paypal cannot see anything Nigerian about it

      Delete
  13. how can i set up payoonear to receive a USA bank account Number and a routing Number

    ReplyDelete
  14. bro you just said we should choose bank of america, meanwhile payoneer only gives Comunity federal savings bank account details to its registered member.

    ReplyDelete
    Replies
    1. As at when the post was written, Bank of America accounts was what Payoneer was issuing, so if you are doing the procedure and Payoneer allocates a different bank to you, please use the new bank name allocated and not Bank of America

      Delete
  15. Baba, enlighten us more pls...

    ReplyDelete
  16. this stuff is not working, my global payment service has been disbled. The PayPal account verification went well yesterday using the link bank method,but this afternoon I went to paypal for a transaction, I was shocked to see the account unverified. I tried re-doing the verification using the bank method, but I was told the payoneer bank account details have been disabled. I went to Payoneer and I was told my Global payment service is still active.
    This PayPal guys are too smart for my liking. They'll definitely trace the Payoneer details including ur address.

    ReplyDelete
    Replies
    1. some people are so stupid that they create a u.s paypal and then go on to login in later with a N.i.g.erian i.p,of course what do you expect other than to get a ban? The guy emphasized using a steady u.s i.p with a vpn and clearing browser caches but some people like you fall short of all these and come here crying fowl.

      Delete
  17. Sir,
    Thanks for your contribution all the gurus in the room. Please i need answer to this question please? I open USA PayPal,i have verified the debit card but when attempt to verified the bank account i.e payoneer account, the token deposit to my email link is different from the one deposit to my payoneer i.e i received $0.10 as message in my email while i received $0.11 in my payoneer. I entered the amount i received in my email twice and it was not going while i tried the one inside payoneer once before i got the message that " sorry your bank was disable. Please what can i do to get verified with dis senaro?
    I was issued first century bank by payoneer and my finding when consulting customer support centre show that first century bank is not part of the bank recognize to verified PayPal. Then, quote your word sir? can i choose any bank as you said we can choose bank of America because some people to me are getting dis thing done. i used USA ip all through the process.
    Thanks for your response sir.

    ReplyDelete
  18. Pls what Bic and swift in payoneer process I can't bypass that. Plz need sum help here

    ReplyDelete
  19. Plz what Bic and other in the processing

    ReplyDelete
  20. Good day Shelaf,the SSN is not fully displaying it is showing xxxx at the last four digit how do i get all? thank you

    ReplyDelete
  21. MR SHELAF, I SINCERE APPRECIATE YOUR POST BUT ONE THING IS NOT CLEAR FOR SURE IT IS CONCERNING THE ACCOUNT NUMBER AND ROUTING NUMBERS YOU NEED TO ADD INTO THE FORM OF PAYONEER TO CONTINUE THE REGISTRATION AT THIS POINT WHAT DO I DO TO GET THE ACCOUNT NUMBER,BANK AND ROUTING NUMBER TO CONTINUE THE REGISTRATION. THANK

    ReplyDelete
  22. Has anyone succeeded in using the PayPal account

    ReplyDelete
  23. Mr shelf can I used my mobile phone for this opening and how do I set my phone VPN to USA steady VPN

    ReplyDelete
  24. Shelaf how we using the USA VPN only when accessing PAYPAL Account? how much is the premium express vpn? Or is there a free steady USA VPN?

    ReplyDelete
    Replies
    1. Their are free (trial) versions but they occasionally change. If the IP address cahnge while you login to PayPal, that would mean instant ban from Paypal... Use a computer. If you have payment coming, you can download one and use the 7days free traial (withdraw) your money and leave.

      Delete
  25. Why can't Nigerians online users form a strong signature forum and give Paypal ultimatum to remove the restriction they placed for nigerians. I learnt Nigerians have spent around $600million this year alone purchasing online using their service. That is enough to give us our respect and remove all forms of restriction. Afterall, fraud is everywhere and not synonymous with Nigerians. I hate them for this. LET US MAKE OUR OPINION COUNT!

    ReplyDelete
  26. Oga shelaf, thank you so much and God bless you, pls how person go fit get the card here in Nigeria, the pioneer card?

    ReplyDelete
  27. Has anyone tried Auction Essistance for PayPal services?

    ReplyDelete
  28. Pls sir should the yahoomail or gmail for paypal verification be a us own because before creating a us own a number will be needed and i dont know how to get a free number

    ReplyDelete
    Replies
    1. you can use a Nigerian gmail or yahoo mail to open the paypal accont, what matters most is using a USA IP address from the VPN to open the account, and also having a US phone number as at when required. Google offers free phone numbers to US and Canada citizens, you can also use your naija gmail to apply for this phone number if you have a good VPN. visit voice.google.com

      Delete
  29. use ur own Ngerian number

    ReplyDelete
  30. The other day, Paypal announced that Nigerias are among their biggest shoppers but still ban us from earning. I have done this process before without the profile generator but one day I forgot to turn on my fake IP address and it got ban (together with the card). So I have to start all over again with a new card.

    ReplyDelete
    Replies
    1. Mr shelaf you did not confirm this information before writing... everyone is asking questions and you are silent....too sad

      Delete
  31. paypal has free nigerians to use paypal in our own country...you can check it out

    ReplyDelete
  32. add me for yo usa number... Skype or yahoo (underground.00)

    ReplyDelete
  33. Hello I'm using US PayPal to receive and fund but some of my payment pending they asking to verify my account but I add payoneer but it says my the bank I add is disabled please what can I do?

    ReplyDelete
  34. can i use normal nigerian mastercard instead of the payoneer card?

    ReplyDelete
  35. I have Nigeria payoneer account registered with Nigeria address as well with Nigeria IP, Please can I still connect it with USA Paypal account and Please can someone help me with one of this online job website that I can equally earn cash to my payoneer account as a student. Please I really need help if anyone can be of help on that please.
    Thanks

    ReplyDelete
  36. What about the mobile no. for verification. Do we need to have US mobile to create a paypal account.

    ReplyDelete
    Replies
    1. You might not be asked for a mobile number immediately, but it will be required in your account, especially when you run into problems with your account due to VPN issues

      Delete
    2. No it is not necessary

      However, when you start experiencing problems with your Paypal account especially due to the fact you are using a VPN service (that provides dynamic IP addresses instead of Static IP addresses) Paypal will require you to verify your account b4 logging in, and this verification requires calling your number (US) to give you a code that you will input before you can log in

      Delete
  37. Asides the trouble PayPal is making people go through, especially Nigerians, I do believe that payoneer in itself is enough to substitute for paypal, unless if you are stuck on doing business with paypal, but if it is for the purpose of receiving online payments and affiliate cheques, then Payoneer fits in perfectly because you will be given a USA bank account for free, and also a MASTERCARD shipped right to your door step also for FREE, these are services Paypal can never offer.

    ReplyDelete

 
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